My Bills IQ? Not So Good

Bills.com is a site that offers tools for managing your money and, more specifically, getting out of debt. There is a lot of information on this site to digest. You can find listings for debt consolidation resources organized by state as well as other debt relief options. One of their debt help tools is the Ask Bill section, where you can ask a financial question and have the personalized answer emailed directly to you. There is also a list of frequently asked questions that you can check to see if your concern has already be addressed.

To get started, there is a test called the Bills IQ that helps direct you to tips and offers from other companies that can help your particular financial situation. Because I am a sucker for tests, I went ahead and took it. How did I do? Not so well. My score was a 65. To be fair, I don't think that the test was tailored for someone like me. Many of the questions assumed that I have credit card debt and we don't. There wasn't an option to say that we don't use credit cards, so I applied some of the questions to how I pay my utility bills. My family is not like the majority of American families who do carry a heavy load from credit card debt, but I can see how some of my friends could benefit from taking this quick little test and picking up a few tips.